First Home Buyers

If you’re looking to buy your first home, this is likely to be one of the most exciting times in your life. You’re looking forward to building a new life in the home of your dreams, but you’re also no doubt full of questions and uncertainties. Because this is such an important step to take, you mustn’t leave it up to chance. Instead, place your trust in someone who can walk you through all the details of buying your first home step by step, so you can avoid the all-too-common mistakes that lenders love to capitalize on. This can spell the difference between realizing your dreams and sinking thousands of dollars into a nightmare!

To help you make sure you’re on the right track, we here at Advantage Home Loans offer a free consultation service for first time home buyers. Totally free of charge, you can talk your plans over with one of our qualified professional consultants, who will help you make the best decisions, no matter what your specific goals are.

When you first contact us, your dedicated consultant will ask you a variety of questions to assess your financial situation. This is an important step in the home buying process, because it lets us know a number of key points, such as:

• The amount you’ll likely be able to borrow.
• How much you’re going to be able to afford to spend on your new home
• And maybe most importantly, what your monthly payments are going to look like.

Of course, even after you know how much you can borrow, you should know that loan products can differ greatly from one another. This is as it should be, of course; there are numerous different goals you might want to achieve in buying a new home, and so there’s no reason to believe that one style of loan plan could cover them all. At Advantage Home Loans, we offer more than 400 different loan products, and will work closely with you to help you pick out the perfect one that fits both your needs and your budget.

Once you select the perfect loan product, Advantage Home Loans takes you through the process itself by contacting lenders on your behalf, and using our long-standing reputation to help you find the best rates possible. Rest assured you’ll be able to take your pick as well, thanks to our positive relationships with more than 45 of the biggest and best lenders in Australia.

As a first time home buyer, however, there’s one other thing you should keep in mind – the First Home Owner Grant, or FHOG. When you buy your first home in Australia, you’re often entitled to be granted money in the form of the FHOG, and Advantage Home Loans will take care of the entire process for you to ensure that you get every last cent you deserve.

The bottom line is this: Advantage Home Loans has been in the game long enough that we really know the Australian mortgage market. We know the types of loans available, we know the lenders, we know the rates, and we know how to save you money while moving you into the home of your dreams. Ready to get started?